Eligibility Criteria
Social Security Pensions - Eligibility Criteria
Pension Schemes and Eligibility
The key eligibility criteria for applying to various pension schemes implemented by the Kerala Government through local self-government institutions are listed below. Click on each section to view more details.
Indira Gandhi National Old Age Pension (IGNOAP)
- The annual family income of the applicant must not exceed ₹1,00,000.
- The applicant must be destitute.
- The applicant must not be a service pensioner or receive a family pension (this condition does not apply to those receiving up to ₹4,000 as ex-gratia / NPS pension).
- The applicant must not be under the care of anyone else.
- The applicant must not be an income taxpayer.
- Persons receiving any other social welfare pensions are not eligible (except for disability pensions); a maximum of two pensions, including EPF, is permitted.
- Neither the applicant nor their family members should own more than 2 acres of land (not applicable to Scheduled Tribe applicants).
- The applicant must not be a beggar.
- Must not own or have in the family four-wheeled vehicles (excluding Ambassador cars) with an engine capacity greater than 1000 cc, other than commercial taxis.
- The applicant must not be a resident of a destitutes' home (Aghathi Mandiram).
- The applicant must not be in receipt of salary, pension, or family pension from the Central or State Government.
- The applicant must be 60 years of age or older.
- Applications must be submitted to the local self-government institution where the applicant is a permanent resident.
- Applicants must not own or reside in concrete buildings with modern flooring exceeding 2,000 square feet in area.
Indira Gandhi National Widow Pension (IGNWP)
- The annual family income of the applicant must not exceed ₹1,00,000.
- The applicant must be a widow, or a woman aged 50 and above whose husband has been missing for over 7 years, or deserted by her husband for over 7 years, and who has not remarried.
- The applicant must not be a service pensioner or receive a family pension.
- The applicant must not have remarried.
- The applicant must not be an income taxpayer.
- Not eligible if receiving other social welfare pensions (except disability pension); max two pensions including EPF.
- Neither the applicant nor family should own more than 2 acres of land.
- Must not own four-wheeled vehicles greater than 1000 cc.
- Must have been a permanent resident of Kerala for at least two consecutive years.
- Must not own concrete buildings exceeding 2,000 square feet.
Indira Gandhi National Disability Pension Scheme (IGNDPS)
- The annual family income of the applicant must not exceed ₹1,00,000.
- The applicant must be destitute.
- Must not be a service pensioner or receive family pension.
- Applicants receiving or applied for any other social welfare pension may also apply (maximum of two pensions permitted, including EPF).
- The applicant must not be an income taxpayer.
- Must not own more than 2 acres of land.
- Must submit a medical certificate proving disability / identity card issued by the Social Security Mission.
- Must not own concrete buildings exceeding 2,000 square feet.
Pension for Unmarried Women Above 50 Years
- The annual family income of the applicant must not exceed ₹1,00,000.
- The applicant must have completed 50 years of age.
- The applicant must be unmarried.
- Must not be a service pensioner or receive family pension.
- Must not be an income taxpayer.
- Must not own more than 2 acres of land or vehicles with engine capacity above 1000 cc.
- Must be a permanent resident of the State of Kerala.
- Unmarried mothers above 50 years of age are also eligible.
- Must not own concrete buildings exceeding 2,000 square feet.
Agricultural Worker Pension
- The annual family income of the applicant must not exceed ₹1,00,000.
- Must be 60 years of age or older.
- Must not be a service pensioner.
- Must have been a permanent resident of Kerala for 10 years.
- Must not be an income taxpayer.
- Must have worked as an agricultural worker under a landholder for 10 years or more.
- Neither the applicant nor family should own more than 2 acres of land.
- Must be a registered member of the Agricultural Workers Welfare Fund.
- Plantation workers are not eligible.
- Must not own concrete buildings exceeding 2,000 square feet.
